10 Best Mobile Apps for home loans

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™Housing Development Finance Corporation Wikipedia


All of these types of home loans have different interest rates. HDFC offers low home loan interest rates to both salaried and self-employed people. The bank also offers a special home loan rate for women borrowers.



This type of loan is specifically for those individuals who want to renovate their homes but are not able to do so due to a lack of funds. HDFC Home Loan Balance Transfer is available to those customers who are willing to lower their repayments. This type of loan is specifically established for those individuals who are looking to purchase a new plot.


Property Insurance

Note that the plans mentioned may not be applicable for all the schemes. A cheque for processing fee to be paid towards HDFC Home Loans. HDFC Home Loans reserves the right to withdraw the offer on interest rates at any point in time without any further intimation or notice, and no claims shall be entertained by HDFC Home Loans in this regard.


However, higher LTVs may also mean increased risk for the lender. Therefore, it is wise to consider both factors before making a decision. If you have a stable income, you may be able to qualify for a low-rate HDFC home loan. On the other hand, if your credit score is poor, you might be required to pay higher rates of interest.


What is the HDFC home loan interest rate

A Permanent Retirement Account Number will be allotted to you through which you can start contributing to the NPS scheme to accumulate the corpus for retirement during working life. On retirement a portion of the accumulated corpus needs to be invested in the Annuity to get monthly pension. Yes, as an existing customer, you can avail of pre-approved home loan offers from HDFC. To make an offline application, you can visit the nearest HDFC branch office.



Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team. You can bank on this information and plan your finances accordingly. The calculator uses raw data to calculate the exact EMI amount to help borrowers. Home loan calculator uses a standardised method to calculate the EMI amount that one has to pay every month.